MortgageClarity.ai
Finally. Straight Answers.
● For Licensed Mortgage Brokers

Not your lane? Still your commission.

You've had the call — commercial, mixed-use, land, construction, or a file that just doesn't fit A-lender criteria. Instead of turning it away, run it through Deal Check. Takes three minutes. You keep the residential relationship, and you get paid when it funds.

How the referral works

Three steps, no paperwork on your end until there's a deal worth doing.

Step 1

You send the basics

Property type, financing need, rough numbers. Three minutes, nothing formal.

Step 2

I run it

Commercial, private, or construction — I tell you within days if it's fundable and roughly where it lands.

Step 3

You get paid on funding

25% of the commission, paid out once the file closes. No further work required from you.

Always Yours

Residential stays with you

I never touch the client's residential mortgage relationship. That's yours — today, at renewal, always.

What's worth sending

If it made you pause before saying "sorry, that's not something I do" — send it.

Commercial & Multi-Unit

Apartment buildings, mixed-use properties, small commercial acquisitions or refinances.

PurchaseRefinanceEquity Take-Out

Construction & Land

Ground-up builds, construction draws, raw or serviced land where the client needs a financing path.

Draw MortgagesLand Only

Private Financing

Bruised credit, non-traditional income, or a timeline that doesn't fit A-lender turnaround — residential or commercial.

Bad CreditSelf-EmployedFast Close

Debt Consolidation / Vendor Take-Back

Business owners or investors carrying vendor financing, second mortgages, or high-interest debt they want restructured.

2nd MortgageBusiness Owners

Licensed brokers only, referral to referral. No fee arrangements with unlicensed parties — every deal on this page is broker-to-broker.

Send me the deal

Three minutes of your time. I'll come back to you with a straight answer on fit — fundable, needs more info, or not a match — usually within a couple of business days.

25%

of the commission, paid to you when the file funds. On a typical $1M mixed-use deal, that's roughly $2,500 for a three-minute intro.

You'll hear back directly from Patrick — no automated sales sequence.